Special Needs Trusts are in place to protect the benefits of an adult or child with special needs and are exempt from Medicaid and Supplemental Security Income (SSI). A properly drafted special needs trust gives (you) the trustee, or someone you appoint, the sole discretion to use the funds for the benefit of your family member. A question I get asked often is what can I use the funds for, and are there any limitations?
Keep reading ...Adults with Disabilities
Attorney Ethan Welch Featured in Cleveland Jewish News

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It’s About You – What Happens to Your Benefits if You Win the Vax-a-Million
Attorneys David Banas and George Aljoe discuss with Joe Cronauer what will happen to your benefits if you are the lucky winner of Ohio’s Vax-a-Million lottery.
Keep reading ...The Role of a Trustee
On this episode of Special Needs Insights, Attorney David Banas discusses the role and responsibilities of being a trustee.
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Vax-a-Million Winnings and Your Benefits
This week the state of Ohio will begin a series of drawings to increase the awareness of the availability and efficacy of the COVID-19 vaccine, and to provide a million dollar incentive for Ohioans who’ve been vaccinated.
What does winning the Vax-a-Million mean for your benefits? Attorney George Aljoe answers some commonly asked questions concerning your benefits and the Vax-a-Million winnings.
Keep reading ...It’s About You – Security For Your Loved Ones
If you are caring for an older family member or loved one with a disability, you know it’s not always easy to anticipate their needs. Attorney David Banas and Care Coordinator Janelle Leonard discuss planning and care services that are designed to help families address immediate needs, as well as the plan for the years ahead.
Keep reading ...March Virtual Events
We’ve created our March virtual events with you in mind!
Planning for your future right now can be confusing and overwhelming, and it’s not always easy to anticipate the needs of older family members or loved ones with a disability. Our complimentary virtual programs will cover estate planning, communication with family, care advocacy, legal options and more.
We hope you’ll join our virtual discussions for support and guidance as you plan for the years ahead, and advocate on your loved one’s behalf.
Special Needs Insights
This week, Attorney Ethan Welch discusses how a special needs attorney can help your family.
Keep reading ...Special Needs Insights – Retirement Planning
Hickman & Lowder Co., L.P.A. is excited to continue our Special Needs Insights series. Our short videos are designed to help you expand your awareness, reduce your stress and redefine what is possible as you advocate for your loved one.
This Week’s Insight: Planning for Retirement
Attorney Ethan Welch provides tips on planning for retirement when you have an adult child with a disability.
Keep reading ...Special Needs Insights Volume 2
Attorney David Banas Featured in Cleveland Jewish News
Attorney David Banas was featured in the CJN article Planning for Disabled Dependents Key in Estate Plan where he discusses how the planning process becomes even more vital to those who have a beneficiary with special needs. “If something were to happen and mom and dad, who are the caregivers, there would be someone able to make decisions on their behalf with the ability to also go out and organize care for the disabled loved one,”
Hickman & Lowder Introduces Special Needs Insights
Hickman & Lowder Co., L.P.A. is excited to share its Special Needs Insights series. We will regularly be sharing short videos to help you expand your awareness, reduce your stress and redefine what is possible as you advocate for your loved one.
This week’s insight: Special Needs Planning
In our first installment of Special Needs Insights, Attorney David Banas stresses the need for a vision, taking small steps and building your plan from there..
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