Vax-a-Million Winnings and Your Benefits

This week the state of Ohio will begin a series of drawings to increase the awareness of the availability and efficacy of the COVID-19 vaccine, and to provide a million dollar incentive for Ohioans who’ve been vaccinated.

What does winning the Vax-a-Million mean for your benefits? Attorney George Aljoe answers some commonly asked questions concerning your benefits and the Vax-a-Million winnings.

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Medicaid and Medicare Working Together

Medicaid and Medicare are the two largest publicly funded health programs in the country with different missions that often overlap. Medicare provides health coverage to seniors and some individuals with disabilities. Medicaid covers adults and children who cannot afford insurance, or who have health care costs they cannot afford. Often, an individual will be eligible for coverage through both programs. Today, I will focus on how both programs work together by answering some commonly asked questions.

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Paying For Long-Term Care

Long-term care is not just nursing home care, like many of us think. I often speak about the “Elder Care Continuum”, which describes what many of us and our loved ones will or are experiencing as we age or face health challenges. In the beginning you may have little to no real limitations, reside in your home with no cost of care, and have private insurance through Medicare and various compliments. As you continue to age and some health issues arise, perhaps you’ll need to pay for some in-home assistance, which may be covered or paid for by VA Benefits, community services, or private caretakers. As your needs become greater and limitations increase, perhaps a move into a retirement community becomes more appropriate, funded by Social Security and retirement income.

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Do I Need Medicaid If I Have Medicare?

Medicaid and Medicare are the two largest publicly funded health programs in the country, with different missions that often overlap. Medicare provides health coverage to seniors and some individuals with disabilities. Medicaid covers adults and children who cannot afford insurance, or who have health care costs they cannot afford. Often, an individual will be eligible for coverage through both programs. The following blog will describe how Medicare and Medicaid interact. Part one gives an overview of Medicare, what it covers, and what options are available for more coverage. Part two will describe how Medicare and Medicaid work together.

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Medicaid – How Much Can I Have and Still Qualify?

Medicaid eligibility rules are confusing, hard to understand and can seem completely random!  Each Medicaid program has different eligibility requirements, and below we’ll break down three common questions asked about rules and resources.  Resources are things that you own, including money, personal property and real estate.  Your monthly income is not a resource and Medicaid has a different set of rules about income.

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Spring Virtual Coffee & Conversation Series

Join Elder Law Attorneys David BanasEthan Welch and George Aljoe over a good cup of coffee as they provide tips to help alleviate stress as you plan for your future. Our monthly chats will discuss estate planning basics, caring for loved ones with a disability, Medicaid, and what to do if you or a spouse need nursing care.

 

April Conversation

David Banas and special guest Ervis Mellani from Ownership Advisors, Inc. will discuss how to pay for nursing home care.  Our chat will touch on topics like long-term care insurance, Veteran benefits, Medicaid and more! Good decision-making takes solid information and thoughtful guidance, let’s come together to help secure your future. RSVP!

Coming up in May:  Estate Planning 101

More details and RSVP links to follow!

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March Virtual Events

We’ve created our March virtual events with you in mind!

Planning for your future right now can be confusing and overwhelming, and it’s not always easy to anticipate the needs of older family members or loved ones with a disability. Our complimentary virtual programs will cover estate planning, communication with family, care advocacy, legal options and more.

We hope you’ll join our virtual discussions for support and guidance as you plan for the years ahead, and advocate on your loved one’s behalf.

Check out our programs below!
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