Do I Need Medicaid If I Have Medicare?

Medicaid and Medicare are the two largest publicly funded health programs in the country, with different missions that often overlap. Medicare provides health coverage to seniors and some individuals with disabilities. Medicaid covers adults and children who cannot afford insurance, or who have health care costs they cannot afford. Often, an individual will be eligible for coverage through both programs. The following blog will describe how Medicare and Medicaid interact. Part one gives an overview of Medicare, what it covers, and what options are available for more coverage. Part two will describe how Medicare and Medicaid work together.

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Medicaid – How Much Can I Have and Still Qualify?

Medicaid eligibility rules are confusing, hard to understand and can seem completely random!  Each Medicaid program has different eligibility requirements, and below we’ll break down three common questions asked about rules and resources.  Resources are things that you own, including money, personal property and real estate.  Your monthly income is not a resource and Medicaid has a different set of rules about income.

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Parent-Teacher Conferences: GO!

Many of you are probably getting notices about parent-teacher conferences approaching.  We know it’s yet another thing to add to your already busy schedule, but we highly encourage you to participate! Even if the parent-teacher conference is a virtual planform it still can be productive.

Conferences are your opportunity to gather data and feedback in between progress reports, which typically come out every nine weeks. Nine weeks is a long stretch if things aren’t going well.  You’ll want to discover problems sooner rather than later so that changes can be made.  COVID has made school more difficult for sure, but the school is still obligated, under IDEA law, to meet your child’s needs and make sure that he or she is making adequate progress in light of his or her unique circumstances.  Keep your eye on your child’s progress!

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Young girl examining red ball

Resolve to Plan

We are 28 days into the new year… have you maintained your New Year’s Resolution? It’s tough to form new habits! Well, if you haven’t kept your resolution and you’re looking for a quick way to redeem yourself and feel productive, I have an idea for you: resolve to make a plan for your family through special needs estate planning. This can include a will, special needs/family trust, powers of attorney, and other related documents.

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Medicaid for Beginners: 5 Facts about Ohio Medicaid

Everyone has heard of Medicaid. It is one of the largest health insurance providers in Ohio and covers individuals and families who don’t have insurance and can’t afford to buy it. More than 2.9 million people in Ohio get health insurance through Medicaid every year. But did you know that Medicaid is much more than health insurance for the poor? Here are five facts about Medicaid that might surprise you.

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Should I Share My Estate Planning Information with My Family?

When establishing your estate plan, you generally review your assets with an attorney. This ensures you create a plan according to your wishes. Your attorney will review things like beneficiary designations to determine those designations follow your requests and provide advice on the estate plan most appropriate for your assets. The question that then arises is should I share this information with my family?

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Thoughtful Estate Planning Brings Protection and Peace of Mind

Estate planning begins with an exercise of the mind – an uncomfortable internal question and answer session.  What happens to my assets when I die?  Who will manage my money if I’m in the hospital or a nursing home?  For many, answering these questions is difficult and uncomfortable.  Sometimes people don’t have relatives to leave their assets with or to name as a power of attorney.  Sometimes they have relatives, but they can’t trust them or don’t get along with them.

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Estate Planning Misconceptions

Many people are under the misconception that “estate planning” is primarily drafting a last will and testament; however, it’s much more than that. As part of estate planning, you’ll consider durable general (financial) powers of attorney, health care powers of attorney, living wills, guardianships and more. Estate planning is more than planning for your death; it is also planning for your future.

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Attorney David Banas Featured in Cleveland Jewish News

Attorney David S. BanasAttorney David Banas was featured in the CJN article Lawyers are Useful Resource Following a Death, where he provides guidance on what to do when you lose a loved one.  “A good lawyer understands that the days, especially immediately after a death, are emotionally wrenching, the first advice we give is to lean on your friends, family and attorney so you aren’t overwhelmed by everything.”

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