Medicaid for Beginners: 5 Facts about Ohio Medicaid

Everyone has heard of Medicaid. It is one of the largest health insurance providers in Ohio and covers individuals and families who don’t have insurance and can’t afford to buy it. More than 2.9 million people in Ohio get health insurance through Medicaid every year. But did you know that Medicaid is much more than health insurance for the poor? Here are five facts about Medicaid that might surprise you.

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Should I Share My Estate Planning Information with My Family?

When establishing your estate plan, you generally review your assets with an attorney. This ensures you create a plan according to your wishes. Your attorney will review things like beneficiary designations to determine those designations follow your requests and provide advice on the estate plan most appropriate for your assets. The question that then arises is should I share this information with my family?

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Thoughtful Estate Planning Brings Protection and Peace of Mind

Estate planning begins with an exercise of the mind – an uncomfortable internal question and answer session.  What happens to my assets when I die?  Who will manage my money if I’m in the hospital or a nursing home?  For many, answering these questions is difficult and uncomfortable.  Sometimes people don’t have relatives to leave their assets with or to name as a power of attorney.  Sometimes they have relatives, but they can’t trust them or don’t get along with them.

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Estate Planning Misconceptions

Many people are under the misconception that “estate planning” is primarily drafting a last will and testament; however, it’s much more than that. As part of estate planning, you’ll consider durable general (financial) powers of attorney, health care powers of attorney, living wills, guardianships and more. Estate planning is more than planning for your death; it is also planning for your future.

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Attorney David Banas Featured in Cleveland Jewish News

Attorney David S. BanasAttorney David Banas was featured in the CJN article Lawyers are Useful Resource Following a Death, where he provides guidance on what to do when you lose a loved one.  “A good lawyer understands that the days, especially immediately after a death, are emotionally wrenching, the first advice we give is to lean on your friends, family and attorney so you aren’t overwhelmed by everything.”

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Special Needs Insights – Retirement Planning

Hickman & Lowder Co., L.P.A. is excited to continue our Special Needs Insights series. Our short videos are designed to help you expand your awareness, reduce your stress and redefine what is possible as you advocate for your loved one.

This Week’s Insight: Planning for Retirement

Attorney Ethan Welch provides tips on planning for retirement when you have an adult child with a disability.

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Hickman & Lowder Presents Elder Law Talks, Do I Need a Will?

Hickman & Lowder Co., L.P.A. is excited to present its new Elder Law Talks series. We will regularly be sharing short videos to help you expand your awareness, reduce your stress and redefine what is possible as you advocate for your loved one.

This week’s episode: Do I Need a Will?

In our first episode of Elder Law Talks, Attorney David Banas addresses the one question he is asked every time he meets a potential client ..

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Your COVID-19 Practical Preparedness Plan

The COVID-19 pandemic is difficult for all of us.  Economic, psychological, and most important, physical health is on the top of everyone’s mind during just about all waking hours.  We must stay strong for our vulnerable and remember that with the right preparedness and planning, this too shall pass.

Estate plans are vitally important to our overall preparedness and peace of mind.  Any preparedness plan involves ensuring that Health Care and Financial Powers of Attorney and Last Will and Testaments are updated and reflect your desires.  In these uncertain times, there are questions of whether our responses are alarmist or practical.  As part of your practical preparedness plan, you may ask yourself:

  • Am I prepared with my documents if I become hospitalized?
  • Does my current plan do what I want it to?
  • Has the law changed since I last updated my documents?
  • Has my family changed since I last updated my documents?

A Health Care Power of Attorney is one of the more important documents you can have during this time.  This is the document with which you appoint one person, and then one substitute person, to make your health care decisions for you when you are no longer able to do so yourself.  If you don’t have one, or need to change the one you do have, now is the time to get this done.

A HIPAA Authorization Form is another important part of your plan.  This document allows you to waive your privacy rights, thereby allowing your loved

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