If you or a loved one need nursing home care or long-term care in the home, the thought of applying for Medicaid to secure that care is daunting. Try Googling “Medicaid Application” and you’ll find thousands of results that are essentially worthless. Here are some points to know, if you are faced with applying for long-term Medicaid to pay for care:
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How to Protect Your Home in a Medicaid Application
For most people, the home is their most important asset, for many reasons, but primarily because it might be their largest valued asset financially and sentimentally. Whether you want the home to stay in the family or want the value of the home to pass on to family, this is a discussion I often have with clients who are contemplating a Medicaid application.
Keep reading ...It’s About You – Special Needs Trusts
Attorney Ethan Welch spoke with Channel 3’s Joe Cronauer about special needs trusts and how you can use the funds from those trusts.
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Medicaid Denials: Appealing Unfavorable Decisions
The Medicaid application process is difficult and time consuming. The highly complex rules can trip up even the most careful of applicants. Even the county caseworkers who process Medicaid can make mistakes, misunderstand the rules, or even lose your application all together! So, what happens if Medicaid denies your application?
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Consider a Medicaid Compliant Annuity When Facing a Long-Term Care Event
The Medicaid Act permits individuals, who are seeking Medicaid assistance, to pay for nursing home care by purchasing a Medicaid compliant annuity. These annuities can be used to protect a spouse that is still living in the community from poverty or can be used to transfer wealth to loved ones upon death.
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Medicaid and Your Home
One of the most common questions I get asked is if Medicaid is going to take the home. For many families, their home is their most valuable asset. But even if you have assets worth more, you probably don’t have the same emotional attachment to your retirement account as you do to your home. It’s easy to see why! You live in your home for many years, and your time there is full of memories. The thought of Medicaid forcing you to leave your home is frightening. Unfortunately, a lot of bad information is out there about Medicaid and your home. So let me be clear: Medicaid will not take your home. Hopefully, this blog post helps you better understand how Medicaid treats your home, how you can protect your home from Medicaid spend-down, and how to be ‘Medicaid smart’ if you do decide to sell your home.
Keep reading ...Medicaid TV – Monthly Income
This week Attorney George Aljoe discusses how much monthly income you can have and still qualify for Medicaid.
Vax-a-Million Winnings and Your Benefits
This week the state of Ohio will begin a series of drawings to increase the awareness of the availability and efficacy of the COVID-19 vaccine, and to provide a million dollar incentive for Ohioans who’ve been vaccinated.
What does winning the Vax-a-Million mean for your benefits? Attorney George Aljoe answers some commonly asked questions concerning your benefits and the Vax-a-Million winnings.
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Medicaid and Medicare Working Together
Medicaid and Medicare are the two largest publicly funded health programs in the country with different missions that often overlap. Medicare provides health coverage to seniors and some individuals with disabilities. Medicaid covers adults and children who cannot afford insurance, or who have health care costs they cannot afford. Often, an individual will be eligible for coverage through both programs. Today, I will focus on how both programs work together by answering some commonly asked questions.
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Do I Need Medicaid If I Have Medicare?
Medicaid and Medicare are the two largest publicly funded health programs in the country, with different missions that often overlap. Medicare provides health coverage to seniors and some individuals with disabilities. Medicaid covers adults and children who cannot afford insurance, or who have health care costs they cannot afford. Often, an individual will be eligible for coverage through both programs. The following blog will describe how Medicare and Medicaid interact. Part one gives an overview of Medicare, what it covers, and what options are available for more coverage. Part two will describe how Medicare and Medicaid work together.
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Medicaid – How Much Can I Have and Still Qualify?
Medicaid eligibility rules are confusing, hard to understand and can seem completely random! Each Medicaid program has different eligibility requirements, and below we’ll break down three common questions asked about rules and resources. Resources are things that you own, including money, personal property and real estate. Your monthly income is not a resource and Medicaid has a different set of rules about income.
Keep reading ...Special Education Advocate Mary Jo O’Neill Guest on Tests and the Rest Podcast
Special Education Advocate Mary Jo O’Neill was a special guest on the Tests and the Rest podcast where she discussed navigating an IEP or 504 Plan.
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